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Temporary Learner Driver Insurance

1 day to 24 weeks

About the car you want to temporarily insure.

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Get quotes, buy online and be on your way in less than 2 minutes!

Temporary Learner Driver Insurance

1 day to 24 weeks

About the car you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant online cover from 1 day to 24 weeks, in three quick & easy steps

1

Fill out our quick online form

2

Get an online quote & choose your options

3

Just pay online & you are instantly insured!

Affordable and Flexible Temporary Learner Insurance


Temporary learner driver insurance is a popular choice for provisional drivers who want to get more hours of driving practice in, without the expense of driving lessons. All you need is access to a car and a suitable friend or family member who can take you out.

Short-term learner insurance is a great option for anyone looking to get a bit of extra practice before their test. Our temporary learner driver insurance is flexible so you only pay for the days or weeks you need cover for. That’s why pay as you go learner insurance is a great option. Get a quote in minutes, all you need is a provisional licence and a suitable car to learn in.

The cost of insurance is a worry for drivers, both learning and qualified. Our short-term cover takes the stress out of financing learning to drive. Temporary car insurance for learner drivers is a great way to save money and stay covered while you learn to drive.

Our Learner Insurance Includes:

  • Comprehensive cover: Whether the car is owned by the learner or someone else, we can provide cover on cars with a value of up to £50,000.
  • Flexible cover: Choose from daily or weekly cover for up to a maximum of 24 weeks
  • Low Excess: We offer drivers a low excess so should the worst happen you know you’re protected.
  • Cover for all ages: From ages 17 to 69, we cover learner drivers at every stage of life.
  • Protect the owner’s no claims discount: Should the worst happen, you can be assured that the car owner’s no claim discount is protected.

What is Learner Driver Insurance?

Learner driver car insurance is a specialised policy created to help get learners behind the wheel. Use a learner driver car insurance policy to practise, or to take your test in a car you’re familiar with, as long as it fits the necessary criteria. Whether you are looking for insurance to be covered on your parents car or your own, we can help you get covered. 

Lessons are a great way to learn the driving skills you need, but practising in your spare time can be the difference between a pass and a fail.

Avoid being tied into a long-term insurance policy when you’re just a learner. Save time and money by getting a quote to drive your friend’s or family member’s car with fully comprehensive car insurance. Without putting their no claims discount at risk.

Get Temporary Learner Insurance by the
Day, Week & Month

How Much Does Learner Driver Insurance Cost?

Learner driver insurance costs do differ depending on a few factors. But with a temporary learner insurance cover you can be confident that you’re getting a great deal compared to being added to an annual policy. 

By taking out a temporary learner insurance, you will save money and you can also ensure you are protecting the car owner’s no claims discount.


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  • Van

  • Learner

Temporary Car Insurance Calculator

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£16.98

£16.98

£17.12

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£20.44

£21.27

£30.97

£32.57

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£42.02

£45.44

£61.42

£76.64

Temporary Van Insurance Calculator

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£22.54

£30.78

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£68.27

£98.30

£160.61

Temporary Learner Insurance Calculator

prices from

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£15.01

£15.38

£16.83

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£20.09

£23.24

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£32.90

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£43.76

£51.94

£55.55

£56.46

Prices shown are based on the lowest sold prices over the period 07/22 to 07/23

Who needs Temporary Car Insurance?

Long-term annual policies are often pricey and inflexible, meaning they’re not the best fit for learner drivers. Our short-term policies are great for learners looking to:


Get some more practice before their test.


Borrow a friend or family member’s car.


Take their test in a friend or family member’s car.


Protect the car owner’s no claims discount.

Flexible Learner Driver Insurance Gives You The Best Chance Of Passing

Practice is important when you’re learning any new skill, especially when you’re learning to drive. The time needed to pass your test varies from person to person. But on average it’s found that you need 40 to 45 hours to pass your test, supplemented with 15 to 20 hours of practice with family and friends.

This makes short-term learner driver insurance the perfect choice as you can drive any car while being properly supervised outside of lessons.  This gives you the chance to rack up those practice hours away from your driving instructor in your own time.

Insurance for learner drivers gives you the chance to improve your driving before your test. Our flexible cover lets you insure a learner for as little as 1 day or up to 24 weeks. Save yourself the cost of an annual policy and pay only for the few days of practice you need. Rather than wasting money on long term cover you won’t use, save with one of our flexible, temporary insurance policies.

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What You Need to Take Out a Short Term Learner Insurance Policy

Vehicle Details

The registration of the car you’re looking to insure.

Cover Requirements

A suitable person supervising who is also insured on the vehicle either with an annual or short-term policy.

Your Information

When you want insurance to start and end – you can take cover from 1 day to 4 months.

Your License Details

Personal details such as your name, date of birth, address and your driver’s licence number.

Can I Get Temporary Learner Driver Insurance – Am I Eligible?

Taking out temporary learner driver insurance is easy. You can take out temporary learner insurance if you have a provisional licence, are between the ages of 17 and 75 and meet some more criteria, highlighted here. The named driver must always be accompanied by someone over 25 who owns a full UK driving licence that they’ve held for at least 3 years.

Your learner driver insurance policy expires when you pass your test. However, you will have a 3 hour grace period so that you can drive home from the test centre.  Once this has passed you will need to source an alternative policy to remain covered, like our temporary car insurance, the perfect insurance for new drivers!

Explore our Vehicle Usage Criteria For Our Temporary Learner Policies

Criteria the Car Being Insured Must Meet:

  • Private Cars only (limits are placed on the vehicle’s ABI grouping)
  • Minimum vehicle value – £1
  • Maximum vehicle value – £50,000
  • The insured vehicle must be covered by an underlying policy
  • Social, Domestic and Pleasure only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 5 seats
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

Criteria the Learner Being Insured Must Meet:

  • Be aged 17 to 69
  • Hold a UK Provisional driver’s licence
  • Not have had any claims, regardless of fault
  • Not have had any penalty points
  • Have a current permanent address as stated throughout this application, (please note you may be asked to provide proof of residence in the event of a claim)
  • Not have been convicted of any criminal offence or have any possible prosecution pending
  • Be supervised by a suitable person aged over 25 according to the law.

Learner Driver Insurance FAQs

What does learner driver insurance cover?

Our learner driver insurance is fully comprehensive. We cover cars with a value of up to £50,000 all while protecting the owner’s no claims discount. With our cover, learners can get behind the wheel of a friend’s or family member’s car so they can get the practice they need before their test.

Do learner drivers need insurance?

Yes, learner drivers need insurance when practising to drive in a friend’s or parent’s car. This ensures you’re fully covered before hitting the road, whether you need an hour’s practice, or want to take some time to fine tune your skills before your test.

Learner drivers do not need to take out cover when using their instructor’s car during a lesson or test.

How does learner driver insurance work?

It works in the same way as a traditional car insurance policy. Provisional licence holders will be insured to drive the nominated car and the policy will sit alongside the car owner’s own car insurance policy. With GoShorty you can get a quote in minutes and have the policy in your inbox in seconds so you can start practicing.

Do I need a supervisor, who can they be and how old must they be?

Yes you do. As a learner driver you can only drive with someone in the same car. This person must have a full uk driving licence, have been driving for at least 3 years and be aged 25 tears or older. They do not have to be related to you.

Can I learn to drive in someone else’s car?

You can learn to drive in another person’s car as long as you have the right type of insurance. It’s important to practise driving as much as possible before your test. So a temporary policy allows you to get that important extra practice in, safely and under suitable supervision. You need a provisional licence, as well as a driver who is suitable to supervise you and the appropriate plates for your country. These are L in England & Scotland, with the option of D in Wales.

Can you get car insurance for 17 year olds?

We offer temporary learner insurance for drivers aged 17-69. As long as you hold a provisional licence and a suitable vehicle to learn in, we can get you on the road in minutes.

Does learner driver insurance cover you after you’ve passed your driving test?

No it doesn’t. Once you’ve passed your practical driving test your learner driver insurance will no longer be valid. You have a grace period of 3 hours to drive home from the test centre, but once this period is over you must take out another policy like our temporary car insurance service.

Can I add a learner driver to my car insurance?

It is possible to add a learner driver onto your already existing policy, however this can be costly and put your no claims discount at risk. If you add a learner to your policy it is likely you will be paying for insurance for a long time period when in reality they will only drive the car for a fraction of the time. 

Instead of adding a learner to your existing policy, a less costly and more flexible option is to have them take out a temporary learner policy on the car they will be practising in. A temporary policy allows the learner to just be covered when they will actually be practising their driving with you, so you can get cover for a couple of hours or a couple of days at a time. Rather than wasting money on insurance when they might not have time to practise for weeks.

By taking out temporary learner cover, any no claims discount the owner of the practice car in question has will be protected, because it is a separate policy. Another reason to go temporary over adding to your annual policy.

Can more than one learner driver be covered in the same car?

Yes, you can insure two learner drivers on the same car. So if you have a few budding drivers looking to get some extra practice before their test, they can all share one vehicle. This way you can be safe in the knowledge that they’re protected while on the roads.

Does learner driver insurance cover me for my driving test?

Yes it does. If you want to take the practical driving test in your own car then you can use learner driver insurance to do this. However, the car must meet the necessary criteria to be used for a driving test. If you are taking it in your driving instructor’s car then you won’t need to worry about sorting your own insurance for the test.


What do our Experts Say?

Andy Moody – Founder and Managing Director

“Learning to drive can be a challenging and overwhelming experience, but with our quick, simple, specialist learner insurance, as long as you have a driver over 25 in the passenger seat, you can practise to your heart’s content. Get covered in a borrowed car, in as little as 90 seconds, and start building up your driving experience! Follow a few easy steps and take out a learner driver policy for practising in a matter of minutes, to begin your road to incredible independence!”

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